Brookharbor Lenders in Charleston, West Virginia passes funding requests from Kanawha County salons and barber shops to funding partners. This page covers chairs and stations, moves, remodels, retail product, county counts and the records a salon can show.
At a glance
- Beauty salons
Beauty salons, Kanawha County, WV: 26 employer establishments (CBP 2023)
- Nail salons
Nail salons, Kanawha County, WV: 11 employer establishments (CBP 2023)
- Beauty salons without employees
Beauty salons with no paid employees, Kanawha County, WV: 383 (Nonemployer Statistics 2024)
Beauty Salon Loans for a Kanawha County, WV Salon Adding Chairs
A salon adding chairs is buying stations, chairs, mirrors and storage, and often a shampoo bowl and dryer to keep up with the added chairs. The equipment is modest per item, so salons usually finance a package on a single quote.
Before ordering, confirm that the space can take the added chairs: power, plumbing for bowls and room to work. Equipment financing covers the package; the plumbing may need a separate loan.
Loans for Beauty Salons Moving Into a Larger Charleston, WV Space
Moving into a larger space brings a new lease, a build-out and often new equipment at once. A partner reviewing the move looks at the salon's current revenue, its booking history and how many chairs the new space adds.
A term loan for the build-out and an equipment loan for the stations can be cleaner than one loan for everything. The lease term should cover the loan term.
Booking history helps a request for a move. A salon that can show its appointment book filling up, or a waiting list for its stylists, makes a clearer case for added chairs than one that hopes a larger space will bring new clients. Bring a few months of booking reports along with the lease draft.
Business Loan for a Barber Shop Remodel and New Chairs
A barber shop remodel can include new chairs, stations and mirrors, flooring, lighting and a reception area. Kanawha County, WV had 3 barber shops with employees in 2023 (County Business Patterns), and Nonemployer Statistics, a separate program, counted 60 without paid employees in 2024.
Shops run by an owner without employees can still request funding; partners read the shop's own bank statements and returns.
A barber shop remodel is a good moment to think about how many chairs the shop can fill. Adding a chair that sits empty raises the payment without raising revenue, while a chair rented to a barber brings in booth rent from the first week. The remodel plan and the staffing plan belong in the same conversation.
Business Loans for a Salon Business Carrying Retail Product
Salons that sell shampoo, color lines and styling products buy them ahead of sale, sometimes in supplier minimums. Inventory financing sized to an order and repaid as it sells keeps that purchase from pulling cash from payroll.
Retail sales reports by product line help a partner see how quickly stock turns. The inventory financing page explains how stock-backed loans and lines work.
Beauty, Nail and Barber Employers in Kanawha County, WV, Counted Separately
County Business Patterns lists beauty salons, nail salons and barber shops under separate codes. In Kanawha County, WV in 2023 there were 26 beauty salons with employees, 11 nail salons and 3 barber shops, 40 in all (our sum). Of the 26 beauty salons, 18 had fewer than five employees; every one of the 11 nail salons did.
Nonemployer Statistics, a separate program, counted 383 beauty salons, 114 nail salons and 60 barber shops with no paid employees in the county in 2024. The two programs are not added together.
An Invented Four-Station Expansion With a Shampoo Bowl and Dryers
Illustration only, invented figures: a Charleston, WV salon adds four styling stations, a two-bowl shampoo unit and two hooded dryers for $15,000 including delivery. It finances the package over three years at an invented annual rate of 12%.
In this invented case the package costs about $498.21 a month for three years, about $17,936 across 36 payments, so the financing costs about $2,936 (our arithmetic). The owner would check that the added chairs can be filled, by staff or booth renters, before signing.
Booth-Rent Ledgers and Card Deposits a Salon Owner Can Show a Partner
- Business bank statements and card-processing statements.
- A booth-rent ledger, if stylists rent chairs.
- Booking reports showing appointments per chair.
- Retail sales by product line, if the salon sells product.
- The salon lease and written landlord consent for building work.
Partners differ; gather these when one asks.
By Brookharbor Lenders · Updated