The Brookharbor Lenders form collects contact details and three ranges so the first call about a funding request can start from them.
Business Loan Application Checklist for a Kanawha County, WV Practice or Firm
The form itself needs only contact details and ranges. A full application comes later, from the funding partner, and usually asks for records like these:
- Statements from the business checking account for whatever months the partner picks.
- Recent business tax returns, plus a profit and loss statement for this year so far.
- The quote, agreement or bid for whatever the money will buy.
- Every loan, lease and advance the business is paying now, with balances.
- For a practice or firm, an aging report for claims or receivables.
- Owner identification and, for licensed professions, license details if asked.
Credit Union Business Loan Application Versus a Brookharbor Request
A credit union business loan application goes to that credit union, usually requires membership and is decided by its own loan staff. A request sent through Brookharbor goes to a funding partner chosen for the kind of financing needed, and that partner decides.
Neither route is better in every case. The lender types guide compares banks, credit unions and other lenders in West Virginia.
What Do Lenders Look For in Bank Statements From a Professional Office?
Lenders read bank statements for the pattern of deposits, the balance the business keeps through the month, overdrafts or returned items, and existing debt payments leaving the account. For a professional office they also look at how deposits line up with billing: steady monthly receipts tell a different story from one large fee a year.
Notes explaining an unusual month, such as a large settlement or a one-time equipment purchase, can help a reviewer read the statements correctly.
Consent, Contact Preferences and What Happens After You Submit
The last item on the form is a required consent box. Read its wording before checking it; it covers how you may be contacted about your request. After you submit, the first call starts from the ranges you entered.
The privacy policy explains what the form collects.
By Brookharbor Lenders · Updated